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Life Insurance Corporation of India

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Life Insurance Corporation of India (LIC) founded in 1956 is the largest life insurance company in India and also the country's largest investor; it is fully owned by the Government of India. It also funds close to 24.6% of the Indian Government's expenses. It has assets estimated of 5 Trillion Rupees. Being one of the largest financial institutions of India who has wide spread network all over the country with best track record for the settlement of claims.

The Economic Times Brand Equity Survey rated LIC as the "No. 1 Service Brand of the Country" LIC's vital objective is to protect people, to look after their savings, and to provide protection to each & every consumer." LIC has been one of the pioneering organizations in India who introduced the leverage of Information Technology in servicing and in their business. Data pertaining to almost 10 crore policies is being held on computers in LIC.

LIC's MISSION is to "Explore and enhance the quality of life of people through financial security by providing products and services of aspired attributes with competitive returns, and by rendering resources for economic development." And Vision is to stood "As A trans-nationally competitive financial conglomerate of significance to societies and Pride of India."

Today LIC functions with 2048 fully computerized branch offices, 100 divisional offices, 7 zonal offices and the corporate office. LIC's Wide Area Network covers 100 divisional offices and connects all the branches through a Metro Area Network. LIC has tied up with some Banks and Service providers to offer on-line premium collection facility in selected cities. LIC's ECS and ATM premium payment facility is an addition to customer convenience. Apart from on-line Kiosks and IVRS, Info Centres have been commissioned at Mumbai, Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, New Delhi, Pune and many other cities. With a vision of providing easy access to its policyholders, LIC has launched its SATELLITE SAMPARK offices. The satellite offices are smaller, leaner and closer to the customer. The digitalized records of the satellite offices will facilitate anywhere servicing and many other conveniences in the future.

Some of the KEY OBJECTIVES of LIC are as follows:

* Spread Life Insurance widely and in particular to the rural areas and to the socially and economically backward classes with a view to reaching all insurable persons in the country and providing them adequate financial cover against death at a reasonable cost.

* Maximize mobilization of people's savings by making insurance-linked savings adequately attractive.

* Bear in mind, in the investment of funds, the primary obligation to its policyholders, whose money it holds in trust, without losing sight of the interest of the community as a whole; the funds to be deployed to the best advantage of the investors as well as the community as a whole, keeping in view national priorities and obligations of attractive return.

* Conduct business with utmost economy and with the full realization that the moneys belong to the policyholders.

* Act as trustees of the insured public in their individual and collective capacities.

* Meet the various life insurance needs of the community that would arise in the changing social and economic environment.

* Involve all people working in the Corporation to the best of their capability in furthering the interests of the insured public by providing efficient service with courtesy.

* Promote amongst all agents and employees of the Corporation a sense of participation, pride and job satisfaction through discharge of their duties with dedication towards achievement of Corporate Objective.

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